</noscript> <!--LeadSquared Tracking Code Start--> <script type="text/javascript" src="https://web-in21.mxradon.com/t/Tracker.js"></script> <script type="text/javascript"> pidTracker('67885'); </script> </div><div><div><section class="ZivaBanner_ziva_banner_section__LiPd6 false"><div class="ZivaBanner_banner_img_section__jQYma"><figure><img alt="image" fetchPriority="high" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(max-width: 768px) 100vw" srcSet="/_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=640&q=100 640w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=750&q=100 750w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=828&q=100 828w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=1080&q=100 1080w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=1200&q=100 1200w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=1920&q=100 1920w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=2048&q=100 2048w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=3840&q=100 3840w" src="/_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan_banner_img_e2364f8e52.png&w=3840&q=100"/></figure></div><div class="container"><div class="ZivaBanner_banner_content_wrapper__sp84_ "><div class="row"><div class="col-12 col-md-6"><div class="overflow-hidden"><h1 class="ZivaBanner_banner_main_title__RLFDn">Loan Origination</h1></div><div class="ZivaBanner_btn_wrapper__DdEYY"><a class="btn btn-ziva" href="/book-a-demo">Book a Demo</a></div></div><div class="col-12 col-md-5"></div></div></div></div></section></div><div><section class="position-relative overflow-hidden StatimContent_statim_content_wrap__KjAUM"><div class="container"><div class="BreadCrumbs_breadcrumbs_wrap__rglSh pt-lg-5 pt-4"><nav aria-label="breadcrumb"><ol class="breadcrumb"><li class="breadcrumb-item"><a href=" /"><div class="BreadCrumbs_bread_wrap__Deoy_"><svg class="BreadCrumbs_bottomicon__7nu9c" viewBox="0 0 1060 1024" style="display:inline-block;stroke:currentColor;fill:currentColor;width:15;height:15"><path d="M401.032 1005.755v-307.032c-0-0.022-0-0.047-0-0.073 0-10.077 8.169-18.245 18.245-18.245 0 0 0 0 0 0l221.133 0c0-0 0-0 0-0 10.077 0 18.245 8.169 18.245 18.245 0 0.026-0 0.051-0 0.077l0-0.004v306.959c0 10.077 8.169 18.245 18.245 18.245v0h225.439c10.077 0 18.245-8.169 18.245-18.245v0-478.684c-0-0.022-0-0.047-0-0.073 0-10.077 8.169-18.245 18.245-18.245 0 0 0 0 0 0l102.174 0c0.016 0 0.036 0 0.055 0 10.077 0 18.245-8.169 18.245-18.245 0-5.306-2.265-10.083-5.881-13.417l-0.013-0.011-511.161-472.116c-3.252-3.001-7.615-4.841-12.407-4.841s-9.155 1.84-12.419 4.853l0.013-0.011-511.526 472.116c-3.629 3.345-5.894 8.122-5.894 13.429 0 10.077 8.169 18.245 18.245 18.245 0.019 0 0.039-0 0.058-0l-0.003 0h102.174c0-0 0-0 0-0 10.077 0 18.245 8.169 18.245 18.245 0 0.026-0 0.051-0 0.077l0-0.004v478.757c0 10.077 8.169 18.245 18.245 18.245v0h225.804c10.077 0 18.245-8.169 18.245-18.245v0z" fill="rgb(173, 173, 173)"></path></svg></div></a></li><li class="breadcrumb-item BreadCrumbs_linkclose__uAlET "><a href="#" role="button" tabindex="0">Platforms</a></li><li class="breadcrumb-item"><a href=" /ziva"><div class="BreadCrumbs_bread_wrap__Deoy_">Novac Ziva®</div></a></li><li class="breadcrumb-item BreadCrumbs_linkclose__uAlET "><a href="#" role="button" tabindex="0">Loan Origination</a></li></ol></nav></div><div class=" StatimContent_statim_content__jGvqY StatimContent_ziva_loan__sHaH9 "><div class="row StatimContent_contents_wrapper__nmx_A"><div class="col-12 col-lg-6"><h2 class="false position-relative StatimContent_title___Ucd3">Visualize the entire lending process chain with Ziva’s Loan Origination Module</h2></div><div class="col-12 col-lg-6"><div class="StatimContent_content_wrapper__fXfyb"><h2>Lending organizations across various verticals, such as NBFCs, HFCs, and Retail lending, must stay ahead of the rapid pace of change.</h2><p>Lenders must introduce a loan origination system to support the loan application ecosystem. From client application to disbursal of funds, the loan origination system should be automated, leading to fewer inefficiencies and expensive errors. Ziva®’s Loan Origination module is a fully integrated, end-to-end corporate lending system that automates the origination and approval of loans by streamlining the loan application process. It is designed to simplify the lending process for both the borrower and the lender, improving operational efficiency, reducing costs, and increasing profitability.</p></div></div></div></div></div></section></div><div><section class="ZivaLos_ziva_section__61gEQ ZivaLos_dark_theme__oVMH9 false position-relative overflow-hidden"><div class="ZivaLos_addon_img__gnxqw"><figure><img alt="ziva-top-glow" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(max-width: 768px) 100vw" srcSet="/_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=640&q=75 640w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=750&q=75 750w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=828&q=75 828w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=1080&q=75 1080w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=1200&q=75 1200w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=1920&q=75 1920w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=2048&q=75 2048w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=3840&q=75 3840w" src="/_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fziva-top-glow.png&w=3840&q=75"/></figure></div><div class="container position-relative"><div class="row align-items-center ZivaLos_header_wrapper__wULU5 "><div class="col-12 col-lg-6"><h2 class=" gradient-text-green-white-title text-white false false mb-0 ZivaLos_title__qzOai">What can our <span>Ziva®'s LOS</span> do?</h2></div><div class="col-12 col-lg-6"><p class="text-white mb-0 ZivaLos_description__VhsUo">Ziva®’s Loan Origination Solution helps lenders automate the origination cycle to elevate your customer’s loan origination experience.</p></div></div><div class="row ZivaLos_content_wrapper__jmyys false"><div class="col-12 col-lg-6"><div style="--img-max-width:1115px" class="ZivaImage_img_wrapper__1uGy5 ziva_img_wrapper "><figure class="mb-0" style="--bs-aspect-ratio:108.69955156950672%"><img alt="image" fetchPriority="high" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(max-width: 768px) 100vw" srcSet="/_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=640&q=100 640w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=750&q=100 750w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=828&q=100 828w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=1080&q=100 1080w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=1200&q=100 1200w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=1920&q=100 1920w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=2048&q=100 2048w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=3840&q=100 3840w" src="/_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2Fziva_loan1_18fb54c813.png&w=3840&q=100"/></figure></div></div><div class="col-12 col-lg-6"><div class="NovacAccordion_accordion_wrapper__FCW2S "><div class="accordion"><div class="accordion-item"><h2 class="text-white accordion-header"><button type="button" aria-expanded="true" class="accordion-button"><span>0<!-- -->1<!-- -->.</span> <div class="NovacAccordion_accordionHeader__GBa58">Lead Generation</div></button></h2><div class="accordion-collapse collapse show"><div class="text-white NovacAccordion_accordion_content__QcvpB accordion-body">Borrowers can apply for loans through online applications through which the data capture process will be initiated</div></div></div><div class="accordion-item"><h2 class="text-white accordion-header"><button type="button" aria-expanded="false" class="accordion-button collapsed"><span>0<!-- -->2<!-- -->.</span> <div class="NovacAccordion_accordionHeader__GBa58">Loan Application</div></button></h2><div class="accordion-collapse collapse"><div class="text-white NovacAccordion_accordion_content__QcvpB accordion-body">With various details of the borrowers such as ID, address proof, income statements, etc., The consent for the credit score generation will be initiated</div></div></div><div class="accordion-item"><h2 class="text-white accordion-header"><button type="button" aria-expanded="false" class="accordion-button collapsed"><span>0<!-- -->3<!-- -->.</span> <div class="NovacAccordion_accordionHeader__GBa58">Underwriting</div></button></h2><div class="accordion-collapse collapse"><div class="text-white NovacAccordion_accordion_content__QcvpB accordion-body">The lead is then approved through the submitted application form, and the attached documents are sanctioned through both online and offline mode</div></div></div><div class="accordion-item"><h2 class="text-white accordion-header"><button type="button" aria-expanded="false" class="accordion-button collapsed"><span>0<!-- -->4<!-- -->.</span> <div class="NovacAccordion_accordionHeader__GBa58">Loan Decision </div></button></h2><div class="accordion-collapse collapse"><div class="text-white NovacAccordion_accordion_content__QcvpB accordion-body">The validation of the documents and the application is investigated by the field officers to advance the loan decisioning process</div></div></div><div class="accordion-item"><h2 class="text-white accordion-header"><button type="button" aria-expanded="false" class="accordion-button collapsed"><span>0<!-- -->5<!-- -->.</span> <div class="NovacAccordion_accordionHeader__GBa58">Agreement Signing</div></button></h2><div class="accordion-collapse collapse"><div class="text-white NovacAccordion_accordion_content__QcvpB accordion-body">After the application and the attached documents are approved through the credit approval matrix and business rule engine ruling out any credit risk.</div></div></div><div class="accordion-item"><h2 class="text-white accordion-header"><button type="button" aria-expanded="false" class="accordion-button collapsed"><span>0<!-- -->6<!-- -->.</span> <div class="NovacAccordion_accordionHeader__GBa58">Disbursement of funds</div></button></h2><div class="accordion-collapse collapse"><div class="text-white NovacAccordion_accordion_content__QcvpB accordion-body">The funds are successfully disbursed to the applicant’s bank account or to bank-affiliated third-party vendor.</div></div></div></div></div></div></div></div></section></div><div><section class="LoanOrganization_loan_organization_section__EqFbw position-relative overflow-hidden "><div class="LoanOrganization_ziva_top_img__k2MRJ"><figure><img alt="addon-img" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(max-width: 768px) 100vw" srcSet="/_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=640&q=75 640w, /_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=750&q=75 750w, /_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=828&q=75 828w, /_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=1080&q=75 1080w, /_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=1200&q=75 1200w, /_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=1920&q=75 1920w, /_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=2048&q=75 2048w, /_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=3840&q=75 3840w" src="/_next/image?url=%2Fimages%2Fziva%2Fziva_loan_bg_top1.png&w=3840&q=75"/></figure></div><div class="LoanOrganization_ziva_bottom_img__eY1CS"><figure><img alt="addon-img" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(max-width: 768px) 100vw" srcSet="/_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=640&q=75 640w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=750&q=75 750w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=828&q=75 828w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=1080&q=75 1080w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=1200&q=75 1200w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=1920&q=75 1920w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=2048&q=75 2048w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=3840&q=75 3840w" src="/_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-blue-light.png&w=3840&q=75"/></figure></div><div class="container"><div class="row position-relative LoanOrganization_header_wrapper__KrxzG"><div class="col-12 col-md-6"><h4 class="text-black gradient-text-green false LoanOrganization_title__z13Ov mb-0">Facets of Ziva®’s <span>Loan</span> <span>Origination </span> System</h4></div><div class="col-12 col-lg-6"><p class="mb-0 text-black false LoanOrganization_description__m_ibL">Our Loan Origination System is a comprehensive solution that can handle various types of loans, including personal, auto, mortgage, and business loans, with various features in place.</p></div></div><div class="row LoanOrganization_features_wrapper__MeUM9 position-relative overflow-hidden"><div class="col-12 col-sm-6 col-lg-4 LoanOrganization_features_card__NF4O3 "><div style="--anim-index:0s" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a false "><h2 class="FeatureCard_title__mbMX1">Digitized Data <br/>Collection</h2><p class="FeatureCard_description___ZRK5">Our loan origination software allows borrowers to apply for loans online from the comfort of their homes. This makes it easier for borrowers to complete applications and for lenders to collect all the necessary information.</p></div></div><div class="col-12 col-sm-6 col-lg-4 LoanOrganization_features_card__NF4O3 "><div style="--anim-index:0.1s" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a false "><h2 class="FeatureCard_title__mbMX1">Credit Risk Analysis and <br/>Management</h2><p class="FeatureCard_description___ZRK5">Our system can perform automated credit checks on applicants to determine their creditworthiness. This helps lenders make informed decisions about whether to approve or reject loan applications.</p></div></div><div class="col-12 col-sm-6 col-lg-4 LoanOrganization_features_card__NF4O3 "><div style="--anim-index:0.2s" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a false "><h2 class="FeatureCard_title__mbMX1">Loan <br/>Underwriting</h2><p class="FeatureCard_description___ZRK5">Our loan origination software has built-in underwriting rules that help lenders evaluate loan applications and make decisions quickly. It ensures compliance with regulatory requirements, reducing the risk of fraud and errors.</p></div></div><div class="col-12 col-sm-6 col-lg-4 LoanOrganization_features_card__NF4O3 "><div style="--anim-index:0.30000000000000004s" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a false "><h2 class="FeatureCard_title__mbMX1">Document <br/>Management</h2><p class="FeatureCard_description___ZRK5">Our system streamlines document management by allowing lenders to digitally store, manage, and retrieve loan documents. It eliminates the need for physical storage space and reduces the risk of document loss or damage.</p></div></div><div class="col-12 col-sm-6 col-lg-4 LoanOrganization_features_card__NF4O3 "><div style="--anim-index:0.4s" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a false "><h2 class="FeatureCard_title__mbMX1">Reporting and <br/>Analytics</h2><p class="FeatureCard_description___ZRK5">Our loan origination software generates reports and analytics that provide insights into loan origination processes, loan portfolios, and borrower behavior. These insights can help lenders make data-driven decisions and optimize their loan origination processes.</p></div></div></div></div></section></div><div><section class="ZivaBenefits_ziva_section__qtCey ZivaBenefits_dark_bg__O3U4P position-relative overflow-hidden"><div class="ZivaBenefits_addon_img__kCXt8"><figure><img alt="bottom-glow-img" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(max-width: 768px) 100vw" srcSet="/_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=640&q=75 640w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=750&q=75 750w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=828&q=75 828w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=1080&q=75 1080w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=1200&q=75 1200w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=1920&q=75 1920w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=2048&q=75 2048w, /_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=3840&q=75 3840w" src="/_next/image?url=%2Fimages%2Fziva%2Fziva-loan%2Fbottom-glow.png&w=3840&q=75"/></figure></div><div class="container"><div class="row ZivaBenefits_content_wrapper___sOCO"><div class="col-12 col-md-6"><div style="--img-max-width:1090px" class="ZivaImage_img_wrapper__1uGy5 ziva_img_wrapper "><figure class="mb-0" style="--bs-aspect-ratio:124.67889908256882%"><img alt="image" fetchPriority="high" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(max-width: 768px) 100vw" srcSet="/_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=640&q=100 640w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=750&q=100 750w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=828&q=100 828w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=1080&q=100 1080w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=1200&q=100 1200w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=1920&q=100 1920w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=2048&q=100 2048w, /_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=3840&q=100 3840w" src="/_next/image?url=https%3A%2F%2Ffrontendcms.novactech.com%2Fuploads%2FMask_Group_26654_a4e70a4274.png&w=3840&q=100"/></figure></div></div><div class="col-12 col-md-6"><ul class="list-unstyled ps-0 mb-0 pt-xl-4 ZivaBenefits_benefits_list__kVXBr ZivaBenefits_dark_bg__O3U4P"><li class="text-white ZivaBenefits_benefits_list_item__BgQq5">Automated Processes</li><li class="text-white ZivaBenefits_benefits_list_item__BgQq5">Increased Productivity</li><li class="text-white ZivaBenefits_benefits_list_item__BgQq5">Easy Integration with 3rd Party Vendors</li><li class="text-white ZivaBenefits_benefits_list_item__BgQq5">Quick Implementation</li><li class="text-white ZivaBenefits_benefits_list_item__BgQq5">All in One Dashboard</li><li class="text-white ZivaBenefits_benefits_list_item__BgQq5">Process Automation</li></ul></div></div></div></section></div><div><section class=" LetsTalk_home_letstalk__9n26u LetsTalk_ziva_loan_page__uC_9d " id="scrollTocontact"><div class="container"><div class="row"><div class="col-lg-5"><div class="LetsTalk_left__H9Sbw"><h2 class="h2 LetsTalk_title__wvTYX gradient-text-green false ">Ready to <span> 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